Key 2 Recovery collects past-due accounts for colleges, healthcare providers, government agencies and businesses. You pay nothing unless we collect.

How we work for clients

  • Contingency fee only. No upfront cost and no per-account fee. We're paid a percentage of what we collect.
  • We work every account you send, whatever its age or size.
  • We can work alongside your current agency or internal team.
  • You get a dedicated client support representative and a direct line to the owners.
  • Reports are emailed to you automatically, and the client portal shows activity in real time.
  • We're licensed to collect nationwide, and we follow the FDCPA, Regulation F and state law. See our licenses.

Free portfolio review. Tell us about your past-due accounts and we'll estimate what we can recover. No files needed to start, no cost, no obligation. Or call 888.402.5392.

Get a free reviewReady now? Place accounts →