Free tools and trusted information
Debt collection can feel overwhelming, but you're not alone. Key 2 Recovery provides tools and information to help you understand your financial picture and your rights.
Budgeting Resources
YouCanDealWithIt.com
Provides budgeting tools and calculators to help you plan and manage your finances.
Debt Payoff Calculator
TheSimpleDollar.com
Allows you to explore repayment options and see how payment changes affect your debt.
Financial Rate Information
Bankrate.com
Shares current rate information on a wide range of financial products.
Credit Report Bureaus
Equifax.com, Experian.com, TransUnion.com
Official credit bureaus where you can access credit reports and review your credit history.
Find Out Your FICO
myFICO.com
Provides information about your FICO score and how it impacts credit decisions.
Fair Credit Reporting Act
FTC.gov
Explains consumer protections related to credit reporting and data accuracy.
Fair Debt Collection Practices Act
FTC.gov
Details consumer rights related to debt collection practices.
Avoiding Debt Collection Scams
Consumer.FTC.gov
How to check that a debt is real before you pay, and what debt collectors are not allowed to do.
Consumer Financial Protection Bureau
ConsumerFinance.gov
Offers information about consumer rights and financial protections.